Insurance
Preparing for a Power Outage
As we are leaving the warm weather of summer and heading into the cool weather of fall, we are reminded of the storms that can be bought on by changing weather systems and the possibility of losing power. Losing power for any length of time is inconvenient, but it can also be dangerous. Create a…
Read MoreSwimming Pool Insurance: What Homeowners Need to Know.
Having or adding a swimming pool to your backyard creates endless summer fun, family memories, and a great space for entertaining family and friends. However, it also introduces new risks and responsibilities. Whether you choose an above-ground or in-ground pool, taking the right steps for permits, safety, and swimming pool insurance coverage protects you from…
Read More12 Essential Boating Safety Tips
Going out on a boat is a favorite pastime for many in Michigan. There is nothing like being on open water, feeling the sunshine, and breathing in the refreshing breeze. Before you head out on the boat alone or with others, you need to know how to boat safely to avoid any accidents or troubles…
Read MoreLandscaping Season in Michigan 2026: Do not Dig Until You Call MISS DIG 811.
Spring has finally arrived in Michigan! The spring rains have washed away winter’s remnants, and homeowners across the state are eager to tackle their landscaping to-do lists. From the fresh scent of cut grass to vibrant new plants and warm sunshine, it’s the perfect time for big outdoor projects. Before you grab that shovel to…
Read MoreSpring has sprung?
Spring in Michigan … is it here to stay or are the sporadic warm days tormenting us by giving a glimpse of things to come as we muddle through the next April shower or surprise snow/ice storm? The excitement of the changing weather, the emergence of new growth in the fields & gardens, and new…
Read MoreKeep Your Mind (and eyes) on the Road
What is distracted driving? According to the National Highway Traffic Safety Administration (NHTSA), distracted driving is “any activity that diverts attention from driving — anything that takes your attention away from the task of safe driving.” There are three main types of distractions: Visual: taking your eyes off the road Manual: taking your hands off…
Read MoreWatch that Step!
March is Ladder Safety month. Using ladders on the job is an everyday occurrence. At home it is often a weekly or at least a monthly occurrence. Who among us at home or work has not been able to find a ladder when needed and used the nearby handy chair, box, bucket, or other object…
Read MoreThe lowest priced car insurance may not provide the coverages you think you have (part 2).
In part 1, we introduced the idea of looking at a proposal vs. a quote. Understanding the value of the total proposal package (price, value/coverage, and service) you are considering vs. price alone is what is important. We also reviewed what coverages to look for compared to the price being quoted. In part 2,…
Read MoreThe lowest priced car insurance may not provide the coverages you think you have (part 1).
It is no secret that car insurance rates are rising. Between inflation, sky-high auto repair costs, supply chain delays, and labor & parts shortages, consumers are paying more for insurance. When you are on a budget, it can be tempting to choose the cheap car insurance option. Some may even consider taking their chances and…
Read MoreDon’t Wait Until Disaster Strikes — Create an Inventory of Your Belongings Now
If a fire or another disaster destroyed your home, would you be able to account for all your items? Probably not. It is hard enough to recall everything you own in normal situations, but it is even more challenging when tragedy strikes. Any large-scale loss of property is devastating. However, if you make an inventory…
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