Posts by Mike Hoskins
If Someone Slips on Your Icy Driveway, Are You Liable?
Winter weather home upkeep and planning thoughts from Auto-Owners Insurance Company … The colder months bring cozy nights, hot drinks and… the annual battle between you and your snow shovel. As tempting as it is to wait until the weekend to clear the ice, doing so could create more than just a slippery situation –…
Read MoreLife Insurance Made Easy
This blog was created with insights from Shannan O’Neil, a Life Product Services administrator at Auto-Owners Insurance Company Life is busy, and life insurance can seem like one more thing to figure out later. But protecting the people who depend on you doesn’t have to be overwhelming. This guide breaks it down. What is Life…
Read MoreSeptember is National Life Insurance Awareness Month
Fall weather is in the air and schools are back in session, we have left summer and have stepped into September. Along with September comes National Life Insurance Awareness month. According to the 2025 Insurance Barometer Study, conducted jointly by the Life Insurance Marketing and Research Association (LIMRA) and Life Happens, 51% of American adults…
Read MoreGet the most out of your grill by cleaning it regularly
by Scott Stueber, CPCU, CISR, AAI For some, Memorial Day is considered the unofficial start of the grilling season. However, if you are like many, you enjoy grilling out year-round. According to the Hearth, Patio, & Barbecue Association (HPBA), 70% of Americans own a grill or smoker. It is no surprise that a gas grill…
Read MoreSpring has sprung?
Spring in Michigan … is it here to stay or are the sporadic warm days tormenting us by giving a glimpse of things to come as we muddle through the next April shower or surprise snow/ice storm? The excitement of the changing weather, the emergence of new growth in the fields & gardens, and new…
Read MoreKeep Your Mind (and eyes) on the Road
What is distracted driving? According to the National Highway Traffic Safety Administration (NHTSA), distracted driving is “any activity that diverts attention from driving — anything that takes your attention away from the task of safe driving.” There are three main types of distractions: Visual: taking your eyes off the road Manual: taking your hands off…
Read MoreWatch that Step!
March is Ladder Safety month. Using ladders on the job is an everyday occurrence. At home it is often a weekly or at least a monthly occurrence. Who among us at home or work has not been able to find a ladder when needed and used the nearby handy chair, box, bucket, or other object…
Read MoreThe lowest priced car insurance may not provide the coverages you think you have (part 2).
In part 1, we introduced the idea of looking at a proposal vs. a quote. Understanding the value of the total proposal package (price, value/coverage, and service) you are considering vs. price alone is what is important. We also reviewed what coverages to look for compared to the price being quoted. In part 2,…
Read MoreThe lowest priced car insurance may not provide the coverages you think you have (part 1).
It is no secret that car insurance rates are rising. Between inflation, sky-high auto repair costs, supply chain delays, and labor & parts shortages, consumers are paying more for insurance. When you are on a budget, it can be tempting to choose the cheap car insurance option. Some may even consider taking their chances and…
Read MoreBattling Old Man Winter
The beauty of winter brings picturesque scenes, a white Christmas, and the fun of winter activities. When we have winters with fluctuating temperatures, our homes can be quietly under attack from the melting snow and ice. Left unattended, snow and ice build up can create all kinds of damage outside and inside the home. Issues…
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